How to apply for a business cash advance - USSD guide

✅ Step-by-step guide:

1: Dial *681# and select option 3 – Cash Advance.

2: Enter your 5-digit PIN.

3: Select your preferred deduction rate (this is the percentage deducted from each transaction until full repayment).

4:  View the maximum amount you qualify for at the selected deduction rate, and select option 1 – Get Cash Advance.

5: Choose your preferred amount and repayment period, then click Send.

6: Review the loan summary and, if correct, select option 1 – Confirm.

7: Read the repayment terms and select option 1 – Agree.

8: Confirm that you have read and accepted the terms and conditions. (A link to the full Terms and Conditions will be provided via SMS.)

You will receive an SMS confirmation once your request has been received.

🧾See this guide showing the steps above.