How to opt in to overdraft -USSD guide

✅ Step-by-step guide:

1: Dial *681# on your registered phone number and select option 4. Overdraft.

2: Enter your five-digit PIN. You’ll see your available limit. Select option 1. Opt in.

3: Review the terms and conditions. If you agree, select option 1. Accept.

Once your account is eligible, you can access these funds when sending money from your account.

You will receive a confirmation message once you’ve successfully opted in.