What is the cash advance interest?

Fixed interest per month	Details	Example
5.9% tier	Applies to your first loan and every loan after, as long as you repay on time.	Borrow KSh 100,000 and repay KSh 117,700 for a 90-day loan period.
7.9% tier	Applies if you went 15+ days overdue on your previous loan. Repay 2 back-to-back cash advances on time to return to 5.9% tier.	Borrow KSh 100,000, repay KSh 123,700 for a 90-day loan period.

Late Fee	Details	Example
10% late fee	Applies on the 15th day after due date of a loan and is added to your total outstanding balance.	If the outstanding balance on day 15 after the due date is KSh 15,840, a late fee of KSh 1,584 will be added, making the total amount due KSh 17,424.

Note: These fees only apply to loans issued after 29 January 2025.